Latest finance & market news

Don’t quit your job for passion before building this safety net

Financial security gives young professionals the runway to pursue their passions without putting their savings, families or long-term goals at risk.

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Gold rate today Bangalore Nov 5: Check latest prices ahead of Dhanteras 2026 – Impact of US midterm election results

Gold prices in Bengaluru rose sharply on 5 November, tracking gains in international bullion markets after the US midterm election results. With Dhanteras approaching on 6 Novembe…

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Want to gift someone insurance? Check these rules before paying

You can help loved ones buy insurance by paying their premiums, but rules on relationships, insurable interest and source of funds vary across policies.

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Nominee may not get the GPF money: What govt rules say on a deceased employee’s balance

Who gets a deceased government employee’s GPF balance, the nominee or the family? Centre’s 29 October clarification explains Rule 33 and exclusions.

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US midterm election results impact on Indian Rupee - INR vs USD - What's happening after Trump's loss?

The rupee opened at a two-week high against the dollar as falling oil prices and US election results lifted sentiment. However, analysts expect it may weaken in coming months, wit…

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What happens to your corporate NPS after a job change? A 2026-27 guide

Changing jobs? Your NPS account and PRAN stay with you. Learn what to do if your new employer offers NPS, and what to do if it doesn’t.

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Dhanteras, Diwali 2026 shopping guide: Buying gold coins, bars or Kundan? Know when hallmarking charges may not apply

Buying gold tomorrow on Dhanteras? Not all gold items require mandatory hallmarking. Check which categories are exempt under BIS rules and what buyers should look for on their jew…

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Lost money to a UPI scam? The first 3 days could decide how much you can recover

In the blink of an eye, UPI scams can wipe out your bank savings, but there's hope for victims. The Reserve Bank of India stands ready to safeguard you against unauthorized transa…

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Dubai South housing boom: Studios dominate, rents more than double as home sales beat 2025 record in just 8 months

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Gold, silver prices today, 5 November: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 5 November: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX ma…

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8th Pay Commission: Why unions want fitment factors of 3.61 to 4.00 and a minimum basic salary of up to ₹72,000 in 2027

The 8th Pay Commission has received fitment factor demands from employee and pensioner unions. Why are organisations seeking multipliers of 3.61 to 4.00? How did they calculate th…

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State DA hikes Nov 2026: Gujarat, Punjab announce 3% increase; check revised dearness allowance rates, effective date

Gujarat and Punjab announced a 3% DA hike for state government employees and pensioners on 4 November 2026. Check the revised rates, arrears and when employees and pensioners will…

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Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks

Planning to buy a home this Diwali? Home loan interest rates start at 7.25% in November 2026, with public and private sector banks and housing finance companies offering different…

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Bengaluru couple spends ₹9 lakh yearly on travel as biggest household expense, ₹60,000 on rent: ‘We’re not tracking…’

An IT couple shared their monthly budget of ₹1.73 lakh in Bengaluru, covering their rent, transport, groceries and more. However, their biggest expense was their travel budget.

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Buying a car this Diwali? From processing fees to insurance, don't ignore these 5 charges before applying for a car loan

Dhanteras offers and attractive financing schemes can make buying a new car appealing. However, buyers should remember that a vehicle is a long-term financial commitment involving…

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Income tax: Can a widow be taxed on ₹60 lakh gifted by her late husband? ITAT ruling offers clarity

A widow won a ₹60 lakh income tax dispute after ITAT Pune accepted her explanation that the cash deposited in her bank account was gifted by her late husband for her and their tw…

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Defence pensioners can submit digital life certificates at 200+ SPARSH centres till November 30: What to know

India’s Defence Accounts Department is running a month-long campaign to help defence pensioners submit digital life certificates through more than 200 SPARSH centres. The initiati…

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Skip bank queues: Govt urges pensioners to submit digital life certificate from home using face scan | How it helps

With face authentication technology, pensioners can generate their digital life certificates using smartphones from the comfort of their homes. This eliminates the need to depend…

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Gold vs silver investment: Which metal gave better returns on ₹1 lakh over 1, 3 & 5 years? See the full comparison

A ₹1 lakh investment in silver three years ago would be worth nearly ₹2.49 lakh today, against ₹2.25 lakh in gold. Silver leads over one and three years, while gold edges ahead…

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NPS retirement planning: Can investments in AIFs, REITs and InvITs help improve returns and diversify your portfolio?

NPS subscribers could benefit from greater exposure to AIFs, REITs and InvITs as pension funds explore alternative investments. SBI Pension Funds MD & CEO Pranay Ranjan Dwived…

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New motor insurance rules December 15: What's changed? 5 things car & bike owners must check before renewal

Motor insurance rules change from December 15, 2026. Car and bike owners must check five things before renewal, including mandatory covers, passenger protection, personal accident…

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Real gold, unreal weight: How a new adulteration scam using heavy metals is beating acid and touchstone purity tests

The development has triggered concern among bullion dealers, jewellery manufacturers and traders, particularly because the adulterated gold can appear similar to genuine gold duri…

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Gold and silver prices today: Bought on Dhanteras 2025? Check what your ₹1 lakh investment is worth now

Gold and silver prices have risen since Dhanteras 2025, with silver marginally outperforming gold. Find out what ₹1 lakh invested in either metal last year would be worth on 4 No…

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Gold vs silver investment return: Know value of Rs 5 lakh investment in 1, 3 and 5 years

Investing in gold and silver has shown different returns over various periods. Gold delivered approximately 190% returns over five years, while silver reached 178%. Silver has out…

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